{"id":6834,"date":"2022-06-08T15:36:18","date_gmt":"2022-06-08T15:36:18","guid":{"rendered":"https:\/\/oldsite.chha.ca\/?p=6834"},"modified":"2022-06-08T19:59:27","modified_gmt":"2022-06-08T19:59:27","slug":"why-consider-a-legacy-gift","status":"publish","type":"post","link":"https:\/\/oldsite.chha.ca\/fr\/why-consider-a-legacy-gift\/","title":{"rendered":"Why consider a Legacy Gift?"},"content":{"rendered":"<p class=\"qtranxs-available-languages-message qtranxs-available-languages-message-fr\">D\u00e9sol\u00e9, cet article est seulement disponible en <a href=\"https:\/\/oldsite.chha.ca\/en\/wp-json\/wp\/v2\/posts\/6834\" class=\"qtranxs-available-language-link qtranxs-available-language-link-en\" title=\"English\">Anglais Am\u00e9ricain<\/a>. Pour le confort de l\u2019utilisateur, le contenu est affich\u00e9 ci-dessous dans une autre langue. Vous pouvez cliquer le lien pour changer de langue active.<\/p>By Michelle Harder Fundraising Consultant<\/p>\n<p><span data-preserver-spaces=\"true\">Legacy funds provide funds to your favourite charity that can last a lifetime and create a lasting memorial for you and your family. When planning your financial future, consider making a legacy gift you and your family will be proud of.\u00a0\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Leaving a legacy gift with the Canadian Hard of Hearing Association can be easily achieved with a gift by will or funded with appreciated securities or life insurance.\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Giving in this way can also reduce your personal taxes and increase benefits to your estate and its beneficiaries.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Here are the ways you can finance a legacy gift:<\/span><\/p>\n<ul>\n<li><span data-preserver-spaces=\"true\">Securities \u2013 With the elimination of capital gains taxes on donations of publicly traded securities, these gifts are now the most tax-efficient way to make a charitable donation and a great way for donors to make a greater impact with their gift. This includes mutual funds, stocks, bonds, bills, warrants, and futures traded on approved stock exchanges in Canada and other countries.<\/span><\/li>\n<\/ul>\n<ul>\n<li><span data-preserver-spaces=\"true\">Life Insurance \u2013 A donor can make an outright gift of life insurance to a charity by transferring the policy ownership today or by naming the charity as a future beneficiary, and the gift will be transferred outside of the probate process in private.<\/span><\/li>\n<\/ul>\n<ul>\n<li><span data-preserver-spaces=\"true\">Retirement Funds \u2013 Use tax-deferred assets accumulated for your retirement after you no longer require them. Convert an \u2018end of life\u2019 tax liability into a meaningful charitable gift and retain control to make revisions quickly should your future circumstances change.<\/span><\/li>\n<\/ul>\n<ul>\n<li><span data-preserver-spaces=\"true\">Bequests \u2013 A Charitable Bequest is a gift by will and is perhaps the simplest and most common form of planned gift to arrange. This can be a set amount or a percentage of your remaining estate. Even if you already have a will, you can easily add what is called a codicil to designate your gift.<\/span><\/li>\n<\/ul>\n<ul>\n<li><span data-preserver-spaces=\"true\">Endowments \u2013 A gift of capital, funded with any of the assets listed above, can be used to establish an endowed fund held and invested to generate interest and dividend earnings for the benefit of a charitable organization. Often, people set up a fund either through the charity or with a local community foundation to achieve this type of gift.\u00a0\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-preserver-spaces=\"true\">\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">You should always consult your professional financial advisors and lawyer to set up this gift to make sure you are achieving your goals financially and personally. Different tax benefits accompany all of these strategies, so it is important to be clear on those and make sure they match your personal financial goals.\u00a0 \u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Legacy gifts are often set up to give in perpetuity, but not always. Legacy giving is really giving people the opportunity to continue their generosity after they are gone. To continue to support the causes that were important to you in your lifetime. If people have no heirs or children that have achieved a level of success and they do not need your entire estate, legacy giving is a great option to perpetuate your generosity for generations to come.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">Give us a call if you would like to discuss these options or need some additional information. These gifts are a process and take some time to consider thoughtfully.\u00a0\u00a0<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">We are here to support you in any way that we can.<\/span><\/p>\n<p style=\"text-align: center;\"><a class=\"maxbutton-13 maxbutton maxbutton-13\" href=\"https:\/\/oldsite.chha.ca\/get-involved-donate-2\/#id=100&#038;cid=1617&#038;wid=901\"><span class='mb-text'>Donate<\/span><\/a>\n<p>&nbsp;<\/p>\n<p>&nbsp;","protected":false},"excerpt":{"rendered":"<div class=\"entry-summary\">\nD\u00e9sol\u00e9, cet article est seulement disponible en Anglais Am\u00e9ricain. Pour le confort de l\u2019utilisateur, le contenu est affich\u00e9&hellip;\n<\/div>\n<div class=\"link-more\"><a href=\"https:\/\/oldsite.chha.ca\/fr\/why-consider-a-legacy-gift\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &ldquo;Why consider a Legacy Gift?&rdquo;<\/span>&hellip;<\/a><\/div>\n","protected":false},"author":13,"featured_media":6836,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[122],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title><\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:en]Why consider a Legacy Gift?[:] - Canadian Hard of Hearing Association\" \/>\n<meta property=\"og:description\" content=\"D\u00e9sol\u00e9, cet article est seulement disponible en Anglais Am\u00e9ricain. 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